Erie offers car, home and life insurance in multiple states across the nation. Additionally, they sell Medicare supplement coverage as well as annuities through their website where policyholders can reach an agent, pay bills and file claims easily.
Erie Insurance offers generous discounts and local help from independent agents, offering women on average savings of about $35 monthly, while men can typically save about $30 over time compared to GEICO policies.
Auto
Erie offers standard car insurance protection at reasonable rates, along with some unique extras not found elsewhere – pet injury coverage, travel expense coverage and decreasing deductibles being among them. In addition, Erie provides various discounts such as bundling policies together, installing safety devices or paying the premium upfront.
Overall, Erie’s auto rates are approximately 36% less expensive than national averages. This includes quotes for liability car insurance (which pays for injuries and damage you cause others) as well as full coverage (which provides collision and comprehensive protection). These start from about $497 annually or $41 monthly respectively.
Assuming you maintain a clean driving record, having it could save even more. Erie offers its Accident Forgiveness Program as an example; after three years with no at-fault accidents your premium won’t increase for three more years.
On average, men save $34 a month and women $35 when choosing Erie over GEICO because Erie offers 17% lower annual premiums when comparing full coverage auto policies. But the best way to save is shopping around and comparing quotes from multiple companies; to assist in that endeavor WalletHub provides an easy-to-use tool which displays all available options in your location and provides a personalized list of discounts that could apply.
Home
Homeowners insurance is one of the most essential coverages you can purchase, helping pay to rebuild your house in the event it is destroyed and covering other expenses like living expenses if necessary during repairs from covered disasters. Erie offers standard home coverage including loss of use and personal property coverage while additional options like guaranteed replacement cost and identity theft protection can be purchased for an additional premium premium.
Erie Insurance stands out as an ideal option for both homeowners and renters with its competitive rates and comprehensive policy features. They even provide special options that may save you money, such as pet injury coverage, travel expense coverage and roadside assistance benefits known as YourTurn, first accident forgiveness and rate lock features – something no other provider offers! When shopping around for insurance policies it’s worth comparing Erie versus its rivals to see which offers better coverage options and service levels.
Third-party ratings and premium data give a general impression of quality among insurers; but customer reviews can provide greater insight. Bankrate’s editorial team conducted research by consulting various online review forums and social media groups for customer input about Erie Insurance customer service, claims handling and affordability; in general those opting for Erie policies reported high levels of overall satisfaction with them and overall with the company overall.
Life
Erie Insurance stands out among competitors by offering competitively low rates: its average full-coverage auto premium is just $1,480 annually – far lower than both Nationwide and Allstate’s rates. Furthermore, Erie provides unique policy features like pet coverage and windshield repair as well as the option of paying one lump sum instead of regular payments each month. Unfortunately though, its mobile tools are less advanced than competitors’, and customers have reported difficulty connecting with their agents.
Home Insurance Rates with MetLife Are Lower: With rates that are significantly below many competing insurers and an impressive track record when it comes to handling claims, MetLife Home Policies stands out. Their standard policies are very comprehensive while offering optional coverage such as service line protection (for damages to underground service lines between your house and curb) or personal valuables coverage that goes above industry standards with coverage for things such as jewelry and art. They even have a homeowner’s policy designed specifically to cover your belongings when travelling; first accident forgiveness available after three years!
Erie Insurance boasts one of the lowest levels of complaints filed with state regulators among major insurance providers and has received an AM Best “superior” rating every year since 1938. Erie currently ranks 376th on the FORTUNE 500 list, employing more than 6,500 workers at its headquarters and field offices nationwide.
Business
Erie provides auto, property and liability coverage for small- to mid-sized businesses at competitive rates. Their policies offer all of the standard coverages; but also feature unique options like guaranteed replacement cost coverage when rebuilding costs exceed policy limits; plus they have an umbrella policy to pay out when primary coverage doesn’t suffice; these extra features may require an additional premium fee with other insurers.
Location plays an integral role in how much car insurance costs. Drivers in urban areas typically pay higher premiums than drivers living in rural areas, although Erie offers consistently low rates across all types of areas such as urban, suburban and rural.
Most auto insurers consider your credit score when setting prices. A lower credit score can significantly impact the premium you pay, though drivers with poor credit still often pay less than with Allstate and other leading carriers such as Erie.
Erie offers competitive auto insurance rates at reasonable premiums with excellent customer service, making them an outstanding option for drivers seeking competitive auto policies. Their only drawback may be limited geographic availability – however if you prefer working through local agents and traditional methods to purchase and manage insurance policies it might be worthwhile considering.
